Today was socks…

money for blogToday, well, today was something all right. Today reminds me of the saying, “If every day is a gift then today was socks” and not the fun and funky ones either, just those horrid scratchy “sport socks” with ragged toe seams.

I guess things really started on Thursday when I found out that online grocery shopping (with home delivery) is finally a thing in my area. We’ve joined the 90’s!!! So I got online in my fuzzy slippers and cozy nightie and went grocery shopping. It was great! I found almost everything I needed, picked a delivery time on Saturday, and hit “submit”. It almost immediately showed up in my bank account as a pending order. Pending orders just seem to sit there until the order ships then they plop down to the actual balance. They don’t show up in the balance before then so I’m regularly calculating my “real” balance but that isn’t a hardship.

Saturday rolled around and so did my order. Everything arrived except for my vegan black garlic nut cheese, it got substituted for artichoke and fine herb nut cheese… and I got credited for it. I was all excited about my $10 credit. The new charge went through but my original pending charge was still there, just chilling and pending. I called the grocery store yesterday and was informed that charge had been cancelled and it takes between three to five business days to disappear. I didn’t like seeing it there but it wasn’t causing any problems. Right? Right???

Then came this morning. I was having a great day. I got all my chores done before breakfast. I even brought my handful of Valentine’s Day decorations up from storage and put them up. I sat down at the computer with my cinnamon toast and mug of hot chocolate while I chatted with Colin… then I opened my bank account.

$45 NSF charge

What??? I had only one thing coming out of my account currently and that was my rent and I had over $100 on top of my rent still in my account. How could it bounce with that much money padding it? Meanwhile all that money was accounted for so the $45 was literally money I didn’t have. Cue a quick goodbye to Colin and a 45-minute long hold for my bank. The rep I spoke to was terrific. It turned out that the pending charge was the issue. Even though it does not show up in my balance on my end, it shows up in my balance on their end. So while I really did have enough money in my account, I ended up “short” by $7. They credited back the NSF fee then I called my landlord to ask them to hold off on taking my rent out again until the pending charge is gone. I’m hoping that worked. My landlord is a big mental health organization so I have to call my care team then they call me back and then they have to message the housing department and wait for a response. I’m going with no news is good news.

So, there I am, anxious and tired with my mind worrying about money issues but not entirely sure where to land, and I decided my best bet was to get myself a bowl of chips and a book and curl up in my swing chair to read. Pour the chips, go to grab my tablet, and the doorbell rings on my phone. It was the drug store delivery person dropping off a prescription. Picture me with ??? above my head. I hadn’t ordered anything. Turns out my psychiatrist sent in a prescription for lorazepam yesterday, which is great, and they filled it, good, and immediately delivered it, okay. I get all my other prescriptions delivered so that makes sense. It costs $17. Wait. What? And it’s non-refundable once it leaves the store. And now you’ve got to be fucking kidding me! So I called and now the fee is postponed until the end of the month when I actually have money and they’re going to call me from now on if something costs money instead of automatically sending it.

Come to think of it, it’s likely a good thing I’ve got that lorazepam prescription now because after today I really could use a couple! Or maybe I’ll just make curry and console myself with curry and a brownie (not simultaneously).

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